Retail Insurance | Insurance for Retailers

Hassle-free retail insurance

Retailers take many shapes and sizes from butchers to bakeries, florists to furniture shops. They can be based on the high street or operate online through an ecommerce shop. Each face a unique set of risks relevant to their trade, however there are also a number of similarities in the covers that a retail business insurance policy would provide.

We understand that shops face exposures to unforeseen events that could cause injury to customers or employees, or damage to premises that interrupts the businesses ability to trade. Shop insurance can protect you against these eventualities and much more.

You may be looking to set up retail insurance or specific e-commerce insurance, or dependent on the nature of your business you may require a combination of the two.

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Types of retail insurance we can provide:

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What insurance covers do retailers need?

Retail insurance policies will typically contain a number of covers that are all combined into one convenient package, designed with retailers in mind. Public liability cover and employers' liability cover are a fundamental part of your retailer insurance policy to safeguard your livelihood against accidental injury to anyone that visits your shop or one of your employees.

Another priority would be your contents, stock and even buildings, if they are owned by you. Shop insurance policies will also typically include cover for money, goods in transit and business interruption cover, which can protect your income and cover your expenses if your premises suffers damage meaning you are unable to trade. All of these covers can be included within retail insurance policies such as newsagents insurance, butchers insurance and bakery insurance.

Compare retail insurance quotes

With many years’ experience helping retailers arrange their insurance, we are experts that understand the covers that are relevant to different trades in this sector.

We are dedicated to supporting you for the duration of your policy, and are here to make arranging your retail insurance simple and hassle free. Get a quote today.

Covers to consider:

Buildings, contents and stock
Seasonal increase on stock
Public and products liability
Employers' liability
Goods in transit cover
Money cover
Cyber insurance

*10% of our retail insurance customers paid less than £223 between August 2017 to July 2018.

We work with some of the UK's leading insurers

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Our customers happily rate our service

4.6 / 5 Based on 480 reviews (Updated: 01/02/19)

"Very impressed with their efficient approach and the care and attention they pay to customers. I would recommend them and look forward to using them again. They were that impressive they got the business from our normal broker who we have used for 30+ years!"

Mr Appleby, Property Owner, Lancashire (Customer since November 2018)

"They were able to provide a bespoke package so that I only got cover for what I needed as opposed to all the unnecessary parts of a standard package policy. The staff were very polite and willing to listen to my needs.”

Mr Livesey, Newsagents, Kendal (Customer since August 2017)

"It was really easy to buy my insurance from them and the online quotation process was quick and simple. They responded to my queries via the phone and web chat in a timely manner plus I got my certificate and other documents in the post really quickly"

Mrs Chung, Takeaway Food Retailer, Walsall (Customer since December 2018)