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Business Insurance for Retailers
Retailers take many shapes and sizes from butchers to bakeries, florists to furniture shops. They can be based on the high street or operate online through an ecommerce shop. Each face a unique set of risks relevant to their trade, however there are also a number of similarities in the covers that a retail business insurance policy would provide.
We understand that shops face exposures to unforeseen events that could cause injury to customers or employees, or damage to premises that interrupts the businesses ability to trade. Shop insurance can protect you against these eventualities and much more.
You may be looking to set up retail insurance or specific e-commerce insurance, or dependent on the nature of your business you may require a combination of the two.
Why choose us?
- Compare insurance quotes
Right cover, right price
- Expert advice in just one call
Insurance tailored to your needs
- Monthly payment options available
Your business, your budget
- Excellent customer service rating
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Retail insurance we can arrange:
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What insurance covers do retailers need?
Retail insurance policies will typically contain a number of covers that are all combined into one convenient package, designed with retailers in mind. Public liability cover and employers' liability cover are a fundamental part of your retailer insurance policy to safeguard your livelihood against accidental injury to anyone that visits your shop or one of your employees.
Another priority would be your contents, stock and even buildings, if they are owned by you. Shop insurance policies will also typically include cover for money, goods in transit and business interruption cover, which can protect your income and cover your expenses if your premises suffers damage meaning you are unable to trade. All of these covers can be included within retail insurance policies such as newsagents insurance, butchers insurance and bakery insurance.
Compare retail insurance quotes
With many years’ experience helping retailers arrange their insurance, we are experts that understand the covers that are relevant to different trades in this sector.
We are dedicated to supporting you for the duration of your policy, and are here to make arranging your retail insurance simple and hassle free. Get a quote today.
News & Insight for Retailers
If you're looking for industry insight, business inspiration or simple guides to assist in your day to day business you can find it in the News & Insight section. Our Retail Marketing Calendar 2020 contains key dates for the year to help provide inspiration to grow your retail business this year.
Covers to consider:
- Buildings, contents and stock
- Seasonal increase on stock
- Public and products liability
- Employers' liability
- Goods in transit cover
- Money cover
- Cyber insurance
*10% of our retail insurance customers paid less than £247 between April 2018 to April 2019.
Frequently asked questions
- Who is Premierline Business Insurance Broker?
- What will I need to know to complete my insurance quotation?
- How soon will I get my policy documents?
- How long is an insurance quote valid for?
- What will happen once I have completed the online quotation form?
- How do I retrieve my quote?
- How do I change my quote?
- How do I pay for my policy?
- What does business insurance cover?
- How soon can you give me cover?
News & Insight
Insurance Guides
7 essential insurance covers for landlords and commercial property owners
31 July 2020