0333 320 6009
0333 320 6009
Audiology office


Audiologist Insurance

Comprehensive insurance to protect audiologists and hearing care professionals

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Audiologists are faced with a unique set of risks on a daily basis and so having the right insurance is essential to protect you should something go wrong.

Medical professionals including Audiologists shoulder a huge amount of responsibility on a daily basis. Because your job in audiology can involve risks, you should make sure you have robust cover to protect yourself, your business and any employees.

Audiologists need to consider insurance to help protect themselves against the wide-ranging risks inherent in their jobs, such as malpractice, negligence and other claims that arise from liabilities or a breach of professional duty.

The following is an overview of some of the appropriate covers to consider that can help shield against risks, so you can focus on helping people who are experiencing challenges with their hearing ability and gain peace of mind.

Start a quote 

Complete our short form to start your business insurance quote. We'll then call you at a time that's convenient for you to discuss your requirements and provide an insurance quote
Get a quote

Speak to an expert

Our advisors are just a phone call away. On average, we answer calls within 90 seconds.  Lines open Monday to Friday 9:00am–5:00pm
Call:  0333 320 6009

Audiologist insurance cover in detail

What is Audiology insurance?

Audiology insurance is a business insurance package that is designed to cover a range of risks to suit a variety of audiology professionals. Designed for surgeries, clinics and healthcare offices, an audiologist insurance package includes a range of covers to protect you against unforeseen events that could leave you exposed to claims or interrupt your ability to practise.

All it takes is one mistake or one false allegation to place your job and finances at risk. Your career as a audiology professional is too important to be undermined by one regrettable instance. Help ensure a successful future by choosing a bespoke policy with Premierline that encompasses and anticipates your risks.

Insurance covers to consider

When deciding what insurance and covers you need to protect your business, you should consider the following:
Audiologist with a patient

Public liability insurance

Public liability insurance is designed to protect you from claims made by third parties, including patients, visitors, or members of the public who may suffer injury or property damage as a result of your business activities. Accidents can happen, and even the most diligent audiology professional can face unexpected claims.

Public Liability cover can provide cover for the legal costs and compensation payments that may arise as a result of such incidents. Without this insurance, your business could be liable for significant costs and damages, which could be financially devastating.

Doctors having a break

Employers' liability insurance

If you employ staff then it's essential to have Employers' liability cover. This type of insurance provides protection in the event that an employee becomes ill or injured as a result of their work.

Employers have a legal responsibility to ensure that their workplace is safe for their employees and that they are protected from harm while on the job. Audiologist practices are no exception, and as such, they need to have the necessary insurance coverage to protect them in the event of employee claims. Employers' liability insurance is a legal requirement for many businesses with employees.

Audiologists treatment room

Property covers

If you own or rent a shop or office as a place of business, it is important to consider buildings and contents insurance. Buildings and contents insurance can provide protection for your business premises and the contents within it.

Buildings insurance can provide cover for the cost of repairs or rebuilding if your property is damaged or destroyed by events such as fire, flood, or storm damage. It can also cover the cost of rebuilding if your property is damaged by subsidence or other structural issues.

Contents insurance can provide cover for the cost of replacing or repairing your business equipment and stock if they are damaged, lost or stolen. This can include items such as audiology equipment, computers, and furnishings.

Having buildings and contents insurance in place can provide peace of mind and financial protection for your business.

Shop door displaying an open sign

Business interruption

Your business premises may be exposed to events that cause property damage, including fires and floods, storms and subsidence. Damage to property could cause disruption and interrupt your business activities leaving you unable to trade; however, we can arrange business interruption cover as part of your audiology insurance to protect against these events, meaning that loss of profit and business expenses would be taken care of should something unfortunate happen.
Court building

Commercial legal protection

Commercial legal protection provides coverage for legal fees associated with defending against legal claims or pursuing legal action related to the audiology practice.

For example, commercial legal expenses could provide cover for tax and VAT disputes, employment disputes and compensation awards, as well as an allowance for jury service should you, your business partners or employees be summoned.

Medical worker using a computer

Cyber & data insurance

Cyber and data insurance provides protection against the financial and reputational risks associated with data breaches and other cyber incidents.

Audiologists typically store and handle a significant amount of sensitive patient data, including medical records, financial information, and personal identification details. If this data is compromised due to a cyber-attack or data breach, the practice could be liable for significant damages and may also face regulatory fines and penalties.

Cyber and data insurance provides cover for a range of expenses associated with a cyber incident, including the cost of investigating the breach, notifying affected individuals, and providing credit monitoring and identity theft protection services. This type of insurance can also cover the cost of legal fees and damages associated with a lawsuit that may result from a breach or cyber-attack.

Stressed doctor

Medical malpractice insurance

Anyone who works in the medical profession needs to seriously consider medical professionals insurance. For some, certain covers like medical indemnity may be a regulatory requirement, so make sure you know the specific requirements for your profession.

Depending on your regulatory membership, you may already be covered. For example, if you're an eligible member of The British Society of Hearing Aid Audiologists then just one of the benefits includes medical malpractice liability and public liability insurance automatically, this cover has been arranged through Premierline. You can find further details about this member benefit here:

BSHAA Medical Malpractice Insurance
Medical worker looking at an x-ray

Tools & Engineering Insurance

Your specialist audiology equipment and contents must also be taken into account when arranging your insurance as they are essential in running your business.

Tools and engineering insurance, also known as equipment breakdown insurance, provides coverage for the cost of repairing or replacing equipment that breaks down due to a mechanical or electrical failure, as well as other specific types of losses

Audiology insurance FAQs

As an audiologist, having insurance coverage is highly recommended to protect yourself, your practice, and your patients. While insurance requirements may vary depending on your location and specific circumstances, insurance provides valuable financial protection and peace of mind in the face of potential risks and liabilities.

Both Medical Indemnity and Public Liability insurance are a top consideration as an Audiologist.

In addition to these 2 covers if you're a audiology professional and have your own premises, building and equipment, you should also consider the following forms of cover to ensure you and your business are adequately protected:

  • Employers' liability – to protect against claims made by employees who may be injured or suffer illness as a result of their work.
  • Buildings cover – to cover for loss or damage to your premises.
  • Equipment, contents and stock – to reinstate your items and belongings.
  • Business interruption – to keep finances running when disaster strikes.
  • Business legal expenses – to cover the cost of legal expenses or defending your business against legal action.
  • Cyber liability - to protect against data breaches, cyber-attacks, and other online risks.

The specific insurance needs of a audiology practice will vary depending on its size, location, and other factors. At Premierline our insurance advisors can help audiologists assess their risks and determine the appropriate insurance covers for their needs.

More information

The cost of audiology insurance can depend on a number of things, including the scale of your business, the level of cover you require, and the other risks associated with the care and medical industry.

We understand that cost is an important factor when choosing insurance. At Premierline, we strive to provide competitive premiums without compromising on coverage. Our team will work closely with you to assess your specific needs and provide you with a tailored insurance solution that offers the right level of protection at a competitive cost.

At Premierline, we have a team of insurance experts who are highly experienced in arranging insurance policies for audiology professionals. We work with a range of leading insurance providers to offer a wide range of cover options for your business and can help you save time and effort by comparing insurance policies from multiple providers on your behalf.

We go beyond one-size-fits-all insurance solutions. Our approach is centred around you – your unique practice, your individual requirements, and your long-term goals. We take the time to listen and understand your specific needs, allowing us to create bespoke insurance packages that provide the right level of coverage. With Premierline, you can rest assured that your audiologist business is covered.

What's more, we already partner with The British Society of Hearing Aid Audiologists to provide medical malpractice and public liability cover for eligible members as a member benefit.

Try to have your existing insurance schedule and renewal notice available as this will give us the majority of the information that we will need. However, if you are a new business, don't worry - our business insurance advisors will be able to guide you through the process of understanding and identifying your insurance needs.
We will email your policy documentation to you which means you will receive these straight away. Alternatively, if you would prefer your documents to be posted, you will normally receive them within 5 working days.
You can pay annually using a credit/debit card or by making an electronic payment. Alternatively you can manage your payments through a monthly Direct Debit plan with our approved premium finance provider, Premium Credit Limited. 

Why choose Premierline?

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We're Business Insurance Experts

We understand the nature of running your own business often leaves little time for much else. That’s why we work closely with some of the UK’s leading insurers to find the cover that’s right for you, making arranging your insurance simple and hassle-free. We’re committed to finding the right insurance solutions for your business to let you work without worry and focus on what really matters – your business.

  • Award winning service - We're trusted by thousands of SMEs across the UK
  • Comprehensive protection - We can help with all your commercial insurance needs
  • UK based experts - Located in Lancaster, our advisors are here to help

Our customer reviews and testimonials

“Excellent Service! Unfortunately had to file an insurance claim but the process was clear and smooth. Claim payout was processed promptly. Renewed business insurance for another year.”
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Customer since November 2021
4.7/5 stars

Customers rate us 4.7/5

341 customers have happily rated our service on Feefo over the past 12 months.
Feefo Awards: Platinum Trusted Service & 10 years of proven Trusted Service

For consistently winning a Trusted Service Award for customer excellence over the past 10 years.
Don't just take our word for it, read more of our customer testimonials and reviews.

Speak to an audiologist insurance expert

It’s simple to get a no-obligation quote and start protecting your business today. Let our business insurance specialists arrange the cover you need to support your business. Call today for advice.

Start a quote 

Complete our short form to start your business insurance quote. We'll then call you at a time that's convenient for you to discuss your requirements and provide an insurance quote
Get a quote

Speak to an expert

Our advisors are just a phone call away. On average, we answer calls within 90 seconds.  Lines open Monday to Friday 9:00am–5:00pm
Call:  0333 320 6009