Doctor speaking with a patient


Doctors Surgery Insurance

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We understand that as a medical professional, you face unique challenges in your practice, and it is our goal to provide you with comprehensive insurance cover that will give you peace of mind.

Running a doctors' surgery presents challenges and risks on a daily basis meaning insurance is essential to your business. You need cover that’s tailored to your requirements to ensure you can continue to support your local community. Sometimes finding the time to compare covers can be challenging, which is why we’ve made comparing insurance for your surgery simple and hassle free.

We understand the daily exposures you face, and that's why we work with you to create a customised GP insurance package that meets the specific needs of your medical practice. Our team of experienced insurance brokers will take the time to understand your business and provide you with tailored coverage options that fit your budget.

Don't let unexpected events disrupt your medical practice or GP surgery. Get in touch with us today to learn more about doctors insurance and how we can help protect your business.

Complete our short form to start your business insurance quote. We'll then call you at a time that's convenient for you to discuss your requirements and provide an insurance quote
Our advisors are just a phone call away. On average, we answer calls within 90 seconds.  Lines open Monday to Friday 9:00am–5:00pm

Doctors insurance is a package of insurance covers designed to protect medical professionals and their practices from various risks and liabilities that can arise in the course of providing medical care. It typically includes a range of different types of insurance coverage, such as public liability, employers liability, property covers, medical malpractice insurance, cyber and data insurance, and more, depending on the specific needs of the practice.

With the right insurance coverage in place, doctors practices can focus on providing quality care to their patients, knowing that they are protected against various risks and liabilities that may arise in the course of their operations.

When deciding what insurance and covers you need to protect your business, you should consider the following:

If you are a doctor or operate a medical practice, it's important to consider the potential risks and liabilities associated with providing medical care and to evaluate the need for insurance coverage to protect against those risks.

Without the right doctors insurance cover, your medical practice or GP surgery could be exposed to significant financial risks and liabilities that could threaten the future of your business. By investing in doctors insurance, you can have peace of mind knowing that you are protected against a range of potential risks and liabilities.

The specific insurance needs of a doctors practice will vary depending on its size, location, and other factors. At Premierline, we help doctors assess their risks and determine the appropriate insurance cover required to protect the doctors practice.

Doctors practices typically require a range of different types of covers to protect against potential risks and liabilities. The specific insurance covers needed can vary depending on the nature of the practice, the types of services provided, and the particular risks and exposures faced by the practice. Here are some of the most common types of insurance coverage needed by doctors practices:

  • Public liability – provides protection against claims made by members of the public who may be injured or suffer property damage.
  • Employers' liability – to protect against claims made by employees who may be injured or suffer illness as a result of their work.
  • Medical Malpractice - provides protection against claims of professional negligence by patients in your care.
  • Buildings cover – to cover for loss or damage to your premises.
  • Equipment, contents and stock – to reinstate your items and belongings.
  • Business interruption – to keep finances running when disaster strikes.
  • Business legal expenses – to cover the cost of legal expenses or defending your business against legal action.
  • Cyber liability - to protect against data breaches, cyber-attacks, and other online risks.
  • Directors and officers - can provide coverage for claims of mismanagement, breach of fiduciary duty and discrimination.

The specific insurance needs of a doctors practice will vary depending on its size, location, and other factors. At Premierline our insurance advisors can help doctors assess their risks and determine the appropriate insurance covers for their needs.

The cost of doctors surgery insurance can depend on a number of things, including the scale of your practice, the level of cover you require, and the other risks associated with the medical industry.

It's important to speak with an insurance advisor to get an accurate estimate of the cost of insurance for your doctors practice. At Premierline, we can help you understand the different factors that may affect the cost of insurance and provide you with a customised insurance policy that meets your unique needs and budget.

At Premierline, we have a team of insurance experts who are highly experienced in arranging insurance policies for care businesses such as doctors practices. We work with a range of leading insurance providers to offer a wide range of cover options for your business and can help you save time and effort by comparing insurance policies from multiple providers on your behalf.

By choosing Premierline as your business insurance broker, you can have peace of mind knowing that your doctors practice is protected with the right level of insurance cover.

At Premierline, we arrange business insurance for various businesses within the medical industry. There are many different types of doctors and medical practices, each with its own unique set of needs and insurance requirements. Here are a few examples of different types of medical practices we have worked with:

  • General practitioners - providing primary care services to patients, such as routine check-ups, vaccinations, and treatment for common illnesses and injuries.
  • Specialists - with training and expertise in a specific area of medicine, such as cardiology, neurology, or oncology.
  • Surgeons - who perform surgical procedures to treat a variety of medical conditions.
  • Dentists - specialising in the diagnosis, treatment, and prevention of dental and oral health issues.
  • Mental health professionals - doctors and therapists who specialise in the treatment of mental health conditions, such as depression, anxiety, and addiction.

Each type of medical practice has unique insurance needs and requirements, based on the nature of the services they provide, the risks associated with those services, and the regulatory requirements in their particular area of medicine.

Try to have your existing insurance schedule and renewal notice available as this will give us the majority of the information that we will need. However, if you are a new business, don't worry - our business insurance advisors will be able to guide you through the process of understanding and identifying your insurance needs.
We will email your policy documentation to you which means you will receive these straight away. Alternatively, if you would prefer your documents to be posted, you will normally receive them within 5 working days.
You can pay annually using a credit/debit card or by making an electronic payment. Alternatively you can manage your payments through a monthly Direct Debit plan with our approved premium finance provider, Premium Credit Limited. 
“Excellent Service! Unfortunately had to file an insurance claim but the process was clear and smooth. Claim payout was processed promptly. Renewed business insurance for another year.”
Dental Surgery
Customer since November 2021
4.7/5 stars
341 customers have happily rated our service on Feefo over the past 12 months.
Feefo Awards: Platinum Trusted Service & 10 years of proven Trusted Service

For consistently winning a Trusted Service Award for customer excellence over the past 10 years.
Don't just take our word for it, read more of our customer testimonials and reviews.
Whatever your insurance needs, we make arranging your doctors insurance simple and hassle-free. Our business insurance specialists are on hand over the phone to discuss your requirements, offer advice and talk you through your insurance options.
Complete our short form to start your business insurance quote. We'll then call you at a time that's convenient for you to discuss your requirements and provide an insurance quote
Our advisors are just a phone call away. On average, we answer calls within 90 seconds.  Lines open Monday to Friday 9:00am–5:00pm