Doctors surgery insurance is unique in the covers it provides and can be tailored specifically for your business requirements. We appreciate the varying exposures that you face on a daily basis and, with many years’ experience arranging GP surgery insurance, we’ve really got to know the industry and the covers you need most.
Without adequate clinic insurance, your livelihood could be exposed to a variety of unforeseen events that could lead to large financial losses and impact your ability to practise. Doctors surgery insurance will typically include a number of covers to offer comprehensive protection, allowing you to focus on the job in hand and work without worry.
Public liability cover as part of your GP surgery insurance will protect your clients and visitors against slips, trips and falls, that could lead to potentially large compensation claims being made against you. As careful as you may be, accidents do happen, and protecting visitors at your premises is paramount.
Equally, you should ensure you have adequate protection in place for your employees, should they suffer an injury at work. Employers’ liability cover can safeguard your livelihood against these eventualities, so you can be safe in the knowledge that should something happen, it’s covered.
Your practice, specialist equipment and contents must also be taken into account when arranging your insurance, as they are essential in running your business. Some medical equipment may require specialist cover in case of breakdown or damage, so this should also be a consideration when placing your insurance.
Business interruption should play a key role in your doctors' surgery insurance, as this will protect your business if you suffer damage at your premises meaning you are unable to practise. This cover can take care of business expenses and reimburse your business income, while you get back up and running. You never know what is round the corner, so comprehensive cover is essential for business continuity and peace of mind.
There are other insurance covers to complement your doctors insurance, such as professional indemnity insurance and medical malpractice insurance that can protect you against misdiagnosis or providing incorrect advice to your patients. If you'd like advice on any of these covers simply give us a call.
We can arrange doctors' surgery insurance that is tailored to your needs, so you get the right level of cover for your surgery. Our advisors are on hand to find the right doctors insurance quote for you.