If you’re a landlord and rent out a residential property or you may even have a portfolio of buy-to-let properties, it’s essential to have the right insurance in place to protect your investment.
Buy to let landlords are exposed to a variety of risks that may lead to claims being made against them. As a landlord, you have a duty to ensure that your tenants are safe in the environment that they lease, as well as ensuring your property is not going to cause damage or injury to any passers-by or neighbouring properties. We can arrange buy to let property insurance to protect your liabilities, as well as your assets and investments.
We understand that your property or portfolio is an investment for your future and each landlord requires insurance that is tailored to their own individual requirements.
Buy to let insurance is designed with residential landlords in mind – from city flats through to country houses – we’ve got it covered. We can arrange cover for your building and contents, as well as property owner’s liability and commercial legal expenses.
We can also arrange a number of additional covers. Loss of rent covers you if your premises cannot be habited due to an insured event such as fire, flood, or storm damage. You may need employers’ liability insurance if you employ anyone to maintain the building or grounds for you. You may also wish to take out a policy that includes theft or malicious damage by tenants.
Commercial legal expenses is recommended as it can provide protection for commercial tenancy agreements, tax and VAT disputes as well as any damage to premises and criminal prosecution defence.
So if you’re a residential landlord that has single or multiple buy-to-let properties we can arrange a buy to let buildings insurance policy that provides the comprehensive cover you need for your business. If you need advice on what insurance you need simply speak to one of our advisors for more information or if you don't require any advice from us and know the covers you need get a quote online.
Start protecting your property investment by comparing buy to let landlord insurance quotes today.