Working at height with tools and equipment can be risky and dangerous, so having the right roofers insurance is essential. Without the right cover in place, you could be personally liable for any injuries or damage that happen during the course of your business. Roofing company insurance is therefore fundamental to the future of your business.
We source roofing insurance for a number of businesses, including one man bands, commercial roofers, to specialist felt and asphalt contractors.
We’re committed to finding you the right roofers insurance for your livelihood and supporting you for the duration of your policy. We make arranging your insurance simple and hassle free, leaving you to focus on what really matters – your business.
Roofing insurance is designed to protect your business against a number of eventualities that could lead to claims against you or financial loss. Typically, it will include liability cover to protect you and your clients, and can be tailored to include a number of other covers depending on your requirements.
Public liability cover is a fundamental part of your roofer insurance as it can safeguard you if you accidentally dropped a roof tile that landed on a parked car for example. It can also cover any injury to any third party, for instance, if a passer-by tripped over your tools or equipment.
Employers' liability can also be included to protect your staff while they are at work. If you have staff, then adding this to your contractor insurance policy will fulfil your legal requirement, and safeguard your liability if your staff injure themselves at work.
As a business owner, you may wish to consider personal accident cover as well. This can protect you, and your business partners, should they sustain an injury at work. For example, if you fell off a roof and broke your leg leaving you unable to work, then this cover could tide you over financially by providing a weekly benefit while you get back to full health. Having personal accident cover included in your roofers insurance can protect your income should something happen to you.
Your tools and equipment are an essential part of your business, and there are varying levels of cover available to protect them. You may wish to include cover for hired in plant and temporary buildings, depending on the nature of your work and the jobs that you undertake.
You may wish to include commercial legal protection as part of your roofing insurance, to protect against employment disputes and compensation awards, tax and VAT disputes, as well as allowance for jury service should you, your business partners or employees be summoned.
So if you’re a roofer, scaffolder, asphalt contractor, or green roof specialist, then we’ll find the right insurance to protect your livelihood. We work closely with a panel of trusted insurers to get you the protection you need. Speak to our expert advisors who are on hand to find you a suitable quote, and provide the advice and support you and your business needs throughout your policy.