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Hospitality and leisure insurance overview

As one of the largest industries in the UK, the hospitality and leisure sector has a variety of insurance needs bespoke to each individual establishment.

Many trades are incorporated in this sector, all presenting similar risks but with an element of individuality. If you need hospitality and leisure insurance for your business, you may require restaurant insurance, catering insurance or takeaway insurance, all of which would be similar in the covers that they offer but may be tailored specifically to cover unique business activities of the different trades.

Hotel insurance, guest house insurance and bed and breakfast insurance include cover for guest’s possessions to provide a more comprehensive hospitality or leisure policy relevant to the trade, as well as covering property damage and liabilities towards customers and employees.

Nightclub insurance, pub insurance and wine bar insurance will again require similar covers in terms of liability insurance, property damage and business interruption cover however it would need to take into consideration the late night opening hours of the establishment and may tailor the cover to take this into account.

Sports club insurance on the other hand may wish to insure sporting events and even your pitches and grounds that make up the core element of your business.

Finding the right insurance to safeguard against the associated risks can be challenging, and demands expert understanding of the insurance market to ensure you have the correct cover for your business.

With many years of experience sourcing insurance for clients in this area, we’ve really got to know the industry and the key covers that are required. We use our wealth of knowledge to make arranging your leisure and hospitality insurance simple and hassle free.

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"Very impressed with their efficient approach and the care and attention they pay to customers. I would recommend them and look forward to using them again. They were that impressive they got the business from our normal broker who we have used for 30+ years!"

Mr Appleby, Property Owner, Lancashire (Customer since November 2018)

"They were able to provide a bespoke package so that I only got cover for what I needed as opposed to all the unnecessary parts of a standard package policy. The staff were very polite and willing to listen to my needs.”

Mr Livesey, Newsagents, Kendal (Customer since August 2017)

"It was really easy to buy my insurance from them and the online quotation process was quick and simple. They responded to my queries via the phone and web chat in a timely manner plus I got my certificate and other documents in the post really quickly"

Mrs Chung, Takeaway Food Retailer, Walsall (Customer since December 2018)