Food, Hospitality and Leisure Insurance

Hospitality and leisure insurance overview

As one of the largest industries in the UK, the hospitality and leisure sector has a variety of insurance needs bespoke to each individual establishment.

Finding the right insurance to safeguard against the associated risks can be challenging, and demands expert understanding of the insurance market to ensure you have the correct cover for your business.

With many years of experience sourcing insurance for clients in this area, we’ve really got to know the industry and the key covers that are required. We use our wealth of knowledge to make arranging your leisure and hospitality insurance simple and hassle free.

What covers do hospitality and leisure businesses need?

Many trades are incorporated in this sector, all presenting similar risks but with an element of individuality. If you need hospitality and leisure insurance for your business, you may require restaurant insurance, catering insurance or takeaway insurance, all of which would be similar in the covers that they offer but may be tailored specifically to cover unique business activities of the different trades.

Hotel insurance, guest house insurance and bed and breakfast insurance include cover for guest’s possessions to provide a more comprehensive hospitality or leisure policy relevant to the trade, as well as covering property damage and liabilities towards customers and employees.

Nightclub insurance, pub insurance and wine bar insurance will again require similar covers in terms of liability insurance, property damage and business interruption cover however it would need to take into consideration the late night opening hours of the establishment and may tailor the cover to take this into account.

Sports club insurance on the other hand may wish to insure sporting events and even your pitches and grounds that make up the core element of your business.