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Hospitality and leisure insurance overview

As one of the largest industries in the UK, the hospitality and leisure sector has a variety of insurance needs bespoke to each individual establishment.

Finding the right insurance to safeguard against the associated risks can be challenging, and demands expert understanding of the insurance market to ensure you have the correct cover for your business.

With many years of experience sourcing insurance for clients in this area, we’ve really got to know the industry and the key covers that are required. We use our wealth of knowledge to make arranging your leisure and hospitality insurance simple and hassle free.

Why choose us?

  • Compare insurance quotes
    Right cover, right price
  • Expert advice in just one call
    Insurance tailored to your needs
  • Monthly payment options available
    Your business, your budget
  • Excellent customer service rating 
    Rated 4.7/5 based on 220 Feefo reviews

Types of hospitality and leisure insurance products we can arrange:

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What covers do hospitality and leisure businesses need?

Many trades are incorporated in this sector, all presenting similar risks but with an element of individuality. If you need hospitality and leisure insurance for your business, you may require restaurant insurance, catering insurance or takeaway insurance, all of which would be similar in the covers that they offer but may be tailored specifically to cover unique business activities of the different trades.

Hotel insurance, guest house insurance and bed and breakfast insurance include cover for guest’s possessions to provide a more comprehensive hospitality or leisure policy relevant to the trade, as well as covering property damage and liabilities towards customers and employees.

Nightclub insurance, pub insurance and wine bar insurance will again require similar covers in terms of liability insurance, property damage and business interruption cover however it would need to take into consideration the late night opening hours of the establishment and may tailor the cover to take this into account.

Sports club insurance on the other hand may wish to insure sporting events and even your pitches and grounds that make up the core element of your business.


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"I’ve used Premierline for my work insurance for a few years now. They always find me such competitive prices. As a small business owner I really couldn’t afford the prices when I looked online myself especially after having had no work for 7 weeks when Covid-19 first hit. So it was a huge relief to find a policy I could afford and be ready for when work started to pour in. Thank you Premierline."

Mrs Bridger, Cleaning Contractor, Devon (Customer since April 2017)

"I rang Premierline just to check other insurance offers, after my sky high renewal from my previous insurer. The adviser was friendly and very easy to understand and talk to and he got me a fantastic deal. Very happy.”

Mrs McCall, Pet Shop, North Shields (Customer since January 2021)

"I found the service very helpful. The person I spoke to rang back when he said he would and provided all the information I needed over the phone. It was a simple and seamless process. I rang up to organise my Professional Indemnity insurance and within a couple of phone calls it was all sorted. Brilliant"

Mr Turley, Quantity Surveyor, Londonderry (Customer since June 2019)