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Compare catering insurance 

Catering of any type carries many risks for all those involved and finding the right insurance to protect you can sometimes be challenging. That’s why we’ve made it simple for you to compare catering public liability insurance quotes online to find the right cover for your business.

Whether you’re a mobile caterer, running a food van or renting a kitchen, we’re here to find the right cover for your livelihood. If you don't need advice, you can get a quote online in a matter of minutes or if you're unsure what business insurance cover you need and would like some advice, speak to our expert advisors for professional insurance recommendations that are tailored to you.

Why choose us?

  • Compare insurance quotes
    Right cover, right price
  • Expert advice in just one call
    Insurance tailored to your needs
  • Monthly payment options available
    Your business, your budget
  • Excellent customer service rating 
    Rated 4.6/5 based on 192 Feefo reviews

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Protecting your catering business

Your catering business may take you to a variety of locations and you need to ensure that your business is protected against the everyday risks that you are exposed to. That’s where we can help; we can arrange an insurance policy that protects your livelihood against financial losses or claims being made against you.

Caterers insurance is typically designed to cover a range of risks specific to your business needs. Wherever your trading activities take you, caterers insurance is crucial for business continuity to protect you against unforeseen events.

Catering liability insurance is a must for any caterer, and this should be the starting point when arranging your catering insurance. Catering public liability insurance can protect you should your customers suffer an accidental injury, so if they suffer food poisoning it will typically be covered under your catering liability insurance.

Employers' liability insurance will also need to be built into your catering insurance if you have any full or part time staff or multiple directors as part of a limited company. This can safeguard you in the event that an employee sustains an injury in the course of their employment, and covers any legal costs and damages awarded as a result.

Whatever the nature of your business, your equipment is crucial for your business. Catering insurance can also cover your equipment, whether you are premises based or mobile. Without your cookers, fridges and fryers, you could struggle to trade which could also have a financial impact on your business.

If you’re looking to cover a premises used in relation to your business, this can be included in your policy to protect your buildings, contents, and stock. Business interruption cover also can be incorporated into your policy to cover any loss of income if you are unable to trade following damage to your premises.

Insurance for caterers

Whatever your catering insurance or mobile catering insurance needs we can arrange the right cover for your business, at the right price. We understand the risks you face on a daily basis, and as careful as you may be, accidents do happen. Speak to our business insurance advisors today to get peace of mind and the right insurance for your business.

If you are a caterer operating from a café, you may also be interested in our dedicated café insurance cover.

Covers to consider:

  • Public liability 
  • Employers' liability 
  • Equipment cover
  • Personal accident cover
  • Commercial legal expenses

Start your insurance quote:

For advice:   
Request a call back

"I’ve used Premierline for my work insurance for a few years now. They always find me such competitive prices. As a small business owner I really couldn’t afford the prices when I looked online myself especially after having had no work for 7 weeks when Covid-19 first hit. So it was a huge relief to find a policy I could afford and be ready for when work started to pour in."

Mrs Bridger, Cleaning Contractor, Devon (Customer since April 2017)

"I rang Premierline just to check other insurance offers, after my sky high renewal from my previous insurer. The adviser was friendly and very easy to understand and talk to and he got me a fantastic deal. Very happy.”

Mrs McCall, Pet Shop, North Shields (Customer since January 2021)

"Overall, Premierline offered a great service in securing my annual Professional Indemnity insurance. It was a very simple process and everything was explained well."

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