Compare pub insurance

Pubs are full of joy and merriment, but every landlord knows that accidents can happen when you least expect. Each public house is unique in its nature, but as a busy landlord, finding time to arrange your pub insurance alongside running your business can be a challenge in itself.

That’s why we’ve taken the hassle out of arranging your cover, by offering recommendations based on your individual needs. We work closely with trusted insurers to get you a range of quotes and help you find the cover that’s right for you. Whether you’re hosting weddings and events, offering accommodation or taking part in beer festivals, we’ll find tailored cover to suit your livelihood.

Our advisors are on hand to make arranging your pub insurance simple and hassle-free, ensuring you’re supported for the duration of your policy. So get in touch today to talk through your insurance requirements.

  • Compare quotes from leading insurers
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    Insurance tailored to your needs
  • Monthly payment options available
    Your business, your budget
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We work with some of the UK's leading insurers

  • Allianz Business Insurance
  • Aviva Business Insurance
  • AXA Business Insurance
  • Covea Business Insurance
  • Hiscox Business Insurance
  • LV Business Insurance
  • NIG Business Insurance
  • QBE Business Insurance

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Pubs carry their own unique risks, and require insurance that is tailored to meet their specific requirements. Pub insurance protects your livelihood against unforeseen events giving you peace of mind to focus on running your business.

Pubs carry risks for everyone involved, from staff to customers, and even neighbouring premises. There are many eventualities that could lead to a claim being made against you, so pub and bar insurance should be a priority.

Pubs come in many shapes and sizes, from wine bars to licensed cafés, fancy eateries or your local watering hole. Whatever your speciality, ensuring you have adequate protection for all your trading activities is fundamental to running your business.

Public liability insurance can protect your customers against slips trips or falls, and even food poisoning. You may be the most careful proprietor, but unfortunately accidents do happen. For example, spilled drinks could lead to injury and potentially large claims against you.

Similarly, if you employ bar staff within your business, it’s important to ensure their wellbeing at work and protect yourself against accidents or injury. Employers' liability and public and products liability insurance are typically built into a pub insurance policy to cover these unforeseen events ensuring you have the protection you need.

If you rent or own the premises, then you may also need to protect your contents and buildings against fires, floods, storms and subsidence. All of your equipment will need to be covered, from kitchen equipment to bar stools, beer pumps to playgrounds. Landlords and landladies frequently occupy accommodation within the same premises, or even employ a resident manager. Either way, personal contents should be taken into account as well as the business belongings to ensure you have all the insurance cover you need to protect you.

Your public house insurance policy can include business interruption cover to protect your profit, fixed expenses and staff wages, should you suffer damage at your premises meaning you are unable to trade.

We have many years’ experience arranging public house insurance for pubs, inns and wine bars. As a result, we’ve really got to know the industry and the risks that you face. We're here to assess your business needs and compare quotes to find insurance that is a perfect fit for your pub. Speak to one of our advisors today who are happy to help. 

Covers to consider:

  • Contents and stock
  • Public and products liability
  • Employers' liability
  • Loss of licence
  • Business interruption
  • Buildings cover

"Joe was polite, efficient and friendly. He talked through the questions, sent through the quotes and followed up everything as promised. The whole experience was pain free, efficient and he got a great quote for us too!"

Mr Simpson, Marketing Consultants, Banbury. (Customer since May 2017)

"They were able to provide a bespoke package so that I only got cover for what I needed as opposed to all the unnecessary parts of a standard package policy. The staff were very polite and willing to listen to my needs.”"

Mr Livesey, Newsagents, Kendal. (Customer since August 2017)

"Professional, efficient, friendly and thorough service. They fully understood my specific business requirements, and sorted out an insurance policy which not only exceeded my previous cover, but was also a lot cheaper."

Mr Jones Gym/Health Club, Woodford Green, Essex (Customer since January 2018)