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Insurance for builders, building contractors and construction professionals

When working in an industry such as construction, any builder will know the smallest mistake can have major consequences, meaning builders insurance that covers the risks that your business faces should be a top priority for any construction professional.

However large or small the job is, safeguarding against the unexpected is essential to protect you, your clients, employees and your business’ reputation. Finding the right builders’ insurance that’s tailored to your unique requirements can sometimes be a challenge and is often time-consuming. That’s why we’ve made it easy to compare quotes from trusted insurers and find the cover that’s right for you.

Whether you’re a contractor undertaking small projects or a larger construction company with more challenging requirements, we understand that one size does not necessarily fit all. So, we make recommendations based on your individual needs to ensure the builder insurance we arrange for you is tailored to suit your business.

If you have simple requirements and know what covers you need, you can compare and purchase builder insurance online in a matter of minutes. However, over the phone, our construction experts will provide advice along with a professional insurance recommendation tailored to you and your business activities.

Why choose us?

  • Compare insurance quotes
    Right cover, right price
  • Protect your business online
    It's simple and hassle free
  • Expert advice in just one call
    Insurance tailored to your needs
  • Monthly payment options available
    Your business, your budget
  • Excellent customer service rating 
    Rated 4.6/5 based on 192 Feefo reviews

Start your builders insurance quote

Does your business have 3 or more employees or labour-only subcontractors?

If you are unsure and would like to discuss your individual cover requirements contact us or call:   

Builders insurance FAQ

What is builders insurance?

Building and construction can be a risky industry, no matter how careful you are. When working on site accidents can occur causing injury or damage to your employees, passers-by, your clients and their property. As such, having the right accident and liability covers is crucial. So, whatever your speciality within the building trade, builders insurance is essential to protect yourself against unfortunate events that could lead to claims being made against you.

What insurance covers do builders need?

At Premierline, we offer flexible builders insurance policies that can be as simple or comprehensive as you need depending on your business requirements. When deciding what insurance and covers you need to protect your business, you should consider the following:

Builders covers to consider:

I require specialist cover related to my trade, can you help?

It may be your business requires specialist cover related to higher risk activity you may undertake, for example, we could access specialist covers which are designed to protect you working at unrestricted heights and depths. Our relationships with specialist construction insurers means we can access insurance protection that you may struggle to find easily elsewhere.  

How much does builders insurance cost?

The cost of builders insurance depends on a variety of factors including the size of your business, the jobs that you take on and the types and level of cover required. Get a personalised quote online or contact one of our business insurance specialists to find out how much your builders insurance might cost to protect yourself and your business from unforeseen circumstances.

What type of builders do Premierline work with?

As a business insurance broker, we can source insurance for a range of different construction professionals. From full-service building contractors specialising in constructing single residential homes or commercial buildings, to specific types of buildings such as restaurants, factories or stadiums.

We can also provide recommendations for many specific construction trades such as:

Why choose Premierline to arrange your builders insurance?

Our construction and building insurance trained experts understand the risks you face and have access to specialist A-rated insurance providers who can protect your business, providing you with the peace of mind that the policy meets your needs today.

By speaking with an insurance professional at Premierline, you’ll be able to discuss your insurance needs and get advice on the different insurance covers that can protect all aspects of you construction activity. They’ll be on hand to assist with any queries you have whilst keeping the terms and conditions of your policy easy to understand.

Compare builder insurance quotes

We arrange insurance for many types of builders, tradesmen and construction professionals. If you know what you need you can get multiple quotes in just a few minutes online today or if you need advice call to speak to our advisors. They’re on hand to talk you through your cover options and find the right builders’ insurance for you.


As a customer you'll get exclusive access to our Business Toolkit with resources from the experts and our Retail Rewards with discounts on big name brands.

Get your personalised quotes for builders insurance, tailored to your business needs:

Start a quote

For builders insurance advice, call:
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"I’ve used Premierline for my work insurance for a few years now. They always find me such competitive prices. As a small business owner I really couldn’t afford the prices when I looked online myself especially after having had no work for 7 weeks when Covid-19 first hit. So it was a huge relief to find a policy I could afford and be ready for when work started to pour in."

Mrs Bridger, Cleaning Contractor, Devon (Customer since April 2017)

"I rang Premierline just to check other insurance offers, after my sky high renewal from my previous insurer. The adviser was friendly and very easy to understand and talk to and he got me a fantastic deal. Very happy.”

Mrs McCall, Pet Shop, North Shields (Customer since January 2021)

"Overall, Premierline offered a great service in securing my annual Professional Indemnity insurance. It was a very simple process and everything was explained well."

Mr Jones, Marketing Consultancy, Manchester (Customer since September 2021)