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Compare builder insurance and builders liability insurance

Any builder will know the smallest mistake can have major consequences, meaning builders liability insurance should be a top priority for any tradesman. However large or small the job is, safeguarding against the unexpected is essential to protect you, your clients, employees and your business’ reputation. Finding the right builders insurance that’s tailored to your unique requirements can sometimes be a challenge and is often time consuming. That’s why we’ve made it easy to compare quotes from trusted insurers and find cover that’s right for you.

Whether you’re a bricklayer, joiner or other specialist tradesman, we understand that one size does not necessarily fit all. So we make recommendations based on your individual needs to ensure the builder insurance we arrange for you is tailored to suit your business.

If you know what covers you need, you can compare builder insurance online in a matter of minutes. However, over the phone our advisors can provide advice along with a professional insurance recommendation tailored to you and your business activities.

Why choose us?

  • Compare insurance quotes
    Right cover, right price
  • Protect your business online
    It's simple and hassle free
  • Expert advice in just one call
    Insurance tailored to your needs
  • Monthly payment options available
    Your business, your budget
  • Excellent customer service rating 
    Rated 4.7/5 based on 495 Feefo reviews

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Insurance for Builders

Whatever your speciality within the building trade, builders insurance is essential to protect yourself against unfortunate events that could lead to claims being made against you.

Builders’ public liability insurance

As careful as you may be, there are many risks associated with working on site that could lead to injury or damage to property. Public liability insurance can protect you against these unforeseen circumstances. For example, if a passer-by tripped over your materials and injured themselves, this cover can give you peace of mind to focus on the job in hand.

Employers’ liability insurance for builders

You may be working as a sole trader, or have employees who work for you in your building company. If you do employ a team, or use labour-only subcontractors, then you will need to take out employers' liability insurance to safeguard your employees against accidents at work. Typically, these covers can be combined into one ‘easy to buy’ insurance policy, tailored to your specific needs.

Builders’ personal accident cover 

Working on site can be dangerous, and while builders liability insurance is a must, you may also wish to consider personal accident cover within your construction insurance to protect yourself against incidents at work as well. If you were unable to work following an accident, personal accident cover provides a weekly benefit to tide you over while you get back on your feet.

Contract works, plant, equipment and tool cover for builders

Depending on the jobs you do, you may also wish to protect your tools and equipment, or even temporary buildings and hired in plant. Tool cover can be selected to cover hand tools and power tools up to a specified limit, however for anything above this you may wish to consider contract works cover. This is generally aimed at builders carrying out larger contracts that would be on site for a number of months, and can protect your own temporary buildings or plant, and even hired in buildings and plant, as well as cover the value of your contract.

Buildings, contents and stock cover for builders 

If you are looking to protect contents, computers, buildings and stock at an office or premises you run in conjunction with your business, then this can also be included within some policies.

Builders' business interruption insurance

Business interruption cover can also be incorporated to protect your turnover should you suffer damage at your premises that would affect your ability to trade.

Van insurance for builders

A van could be a crucial part of your business; whether it’s for building site deliveries, tools, or even just getting to and from your work site on a daily basis, we understand the need for quality cover that gives you peace of mind. Take a look at business van insurance page to find out more about van insurance for builders'.

Compare builder insurance quotes

We arrange insurance for many types of builders and tradesmen. If you know what you need you can get multiple quotes in just a few minutes online today or if you need advice call to speak to our advisors. They’re on hand to talk you through your cover options and find the right builders insurance for you.

Covers to consider:

  • Public liability
  • Employers' liability
  • Contract works, tool, plant and equipment
  • Hired in plant and temporary buildings
  • Personal accident
  • Commercial legal expenses
  • Business interruption

"Very impressed with their efficient approach and the care and attention they pay to customers. I would recommend them and look forward to using them again. They were that impressive they got the business from our normal broker who we have used for 30+ years!"

Mr Appleby, Property Owner, Lancashire (Customer since November 2018)

"I'm so pleased to have bought from them. I made a huge saving on my insurance for my small business and they were so helpful and explained everything. A very happy new customer.”

Miss Saunders, Beauty Salon, Altrincham (Customer since February 2019)

"It was really easy to buy my insurance from them and the online quotation process was quick and simple. They responded to my queries via the phone and web chat in a timely manner plus I got my certificate and other documents in the post really quickly"

Mrs Chung, Takeaway Food Retailer, Walsall (Customer since December 2018)